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VIDEO: What is a high-risk driver?


• Preferred: Drivers with excellent driving information, wonderful credit score and purchase increased limits. This group will get the bottom automotive insurance charges.
• Standard: Average drivers with good driving information and common credit score. This group get respectable charges.
• Nonstandard: Young, inexperienced drivers and drivers with many tickets and accidents or a reckless driving or DUI historical past (also called high-risk drivers). This group poses a lot of danger to insurers so pay greater than the opposite teams for his or her automotive insurance premiums.


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