Aetna Health Insurance Company of Arizona is an excellent choice for Arizona health insurance. Of course, not an insurance policy, the best solution for everyone’s needs, so let’s take a look at some of the Arizona health insurance plans offered by Aetna and see if they might be a good Fit for your insurance needs.
Aetna has changed in the image of American consumers since 1850. This year it was in the state of formationConnecticut to sell life insurance. Today this insurance is one of the leaders of the nation in health care, dental, group, plan and disability insurance. It is because of their continuous growth in the United States that the company now has an estimated 15.8 million medical members, 13 million dental members and 10.6 million pharmacy members. They serve in all 50 states in the nation, including the State of Arizona, and it is in this state, recently in 2005, the companyintroduced Medicare Advantage.
The state of Arizona with about 6166318 million inhabitants is one of the fastest growing states in the nation with a 20% increase in population between 2000 and 2006. What is the company, its members are in the Arizona room for the split areas in which it provides coverage in two areas. The rate for your health and your plans will change after the area in which you live in.
The areas are alsoto determine which network of specialists who will use it when it time for them to get health insurance. Area contains one of the following counties: Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Mohave, Navajo, Pinal, Santa Cruz, Yavapai and Yuma. These districts are all within the Preferred Provider Organization or PPO network, which means that their network coverage to include, in any PPO network provider. In the event that someone they use is not included in the PPONetwork, they must pay the total network costs.
The second area is quite different than the first, as it only includes the counties of Maricopa and Pina. Both of these districts fall under what Aetna calls the Aexcel Network. This type of network is very different than any other, because one is simply an exclusive network of specialists. These specialists will be considered by Aetna because they have demonstrated cost-effective and distinguished reporting in the medical care,Efficiency. Members of this network can choose to select specialists within twelve areas. The twelve areas include cardiology, cardiothoracic surgery, gastroenterology, ENT, neurology, neurosurgery, general surgery, obstetrics and gynecology, plastic surgery, urology and vascular surgery.
It is also important that all professional members of this network is Aetna, which chose not be charged because of it. They will fall under their plan, and theycan choose whether to visit someone in the network of specialists at any time.
The first insurance company offering consumer directed health plans, Aetna an A rating from AM Best and replaced it an excellent choice for those who buy health care coverage. You have more than 793,000 health care professionals who joined them, 462,000 primary care physician and 4716 doctors and hospitals in the United States and they continue to grow. InArizona, they have established one of the largest health insurance companies and he currently plans to offer 8 that people can choose to search for health insurance. Below you will see both listed and a brief description of what it offers.
PPO 1000: This plan has a $ 1000 deductible per person and $ 2000 per family. All members of this plan is to use the PPO network and out-of-pocket maximum would be $ 2500 forSingles and $ 5000 for the family. You pay $ 20 for office visits ($ 35 if the visit includes a specialist) and prescription coverage is divided into three categories (generic, brand name, and do not meet specification), with prices ranging from $ 15, $ 25 and $ 40. The last, what is noteworthy about this plan that you are for the hospital stay 20% after you pay your deductible.
PPO 1500: The premiums are very high and in this plan, they have a $ 1500 deductible for individualsand $ 3000 for the family. The coverage is almost the same as described in the first plan, as they have the same co-payment if they shared for doctor visits, hospital stays and specialists. Several different things are covered, that would be the prescription of $ 15 to $ 40 and that the maximum out of pocket a little more expensive, would be $ 3000 for individual and $ 6000 for the family.
PPO 2500: As expressed in his name to the deductible for this coverage is much higher at $ 2500 for eachand $ 5,000 for a family. The copay for the hospital stay is considered the same as the other two plans, but the doctor varies copay with $ 25 for office visits and $ 45 for specialists. Out-of-pocket maximum is $ 5000 for singles and $ 10,000 per family, and prescription drug coverage ranges from $ 15 to $ 40 U.S. dollars.
PPO 5000: Premiums for this plan are much lower than all the others just because they have a high deductible on the use of services. If thisPlan, you have a deductible of $ 5,000 for individual and $ 10,000 for the family. Your office visit, is also $ 25 with a higher cost of $ 40 for specialists. Hospitalization is also 20% after the deductible and prescription coverage also ranges from $ 15 to $ 40. The out-of-pocket maximum is much higher, with individual and $ 7500 $ 15,000 per family accordingly.
PPO Value 2500: This plan offers a moderately high fees and copays, but the moderate monthlyPremiums balance it out. The office visits vary as for the 1 and 2 Visit pay only $ 30, but after 3 They will visit 30% after you pay your deductible. The deductible is $ 2500 for individual and $ 5,000 for the family, while the out-of-pocket maximum is $ 5000 for individual and $ 1000 for the family or. Again we see the prescription coverage in three levels with the copays of $ 15, divided $ 35 and $ 50.
First dollar PPO-35: WithPremiums moderate, moderate monthly payments and excellent coverage of this prescription plan is one of the most famous within the state. You do not have a deductible and your out-of-pocket maximum is $ 3500 for individual and $ 7000 for the family. My office visits are $ 35 and $ 45 for specialists, while involving your prescription drug is $ 15, $ 25 and $ 40 is divided into three categories. The only thing is a bit more expensive hospitalization, for which you must pay a 35%Coinsurance.
Preventive and Hospital Care 1250: This plan gives you the freedom to go to a recognized health care professional for treatment. The premiums are low, because out-of-pocket costs are a little higher. You have a deductible of $ 1250 for individual and $ 2500 for the family of the same amount of out-of-pocket maximum ($ 1250 and $ 25000). You are not covered for doctor visits and prescription coverage, because it is only a preventive maintenance plan and forHospitalization, you must pay 20% after your deductible.
Preventive and Hospital Care 3000: Like the other above-mentioned preventive plan, you can go anywhere if you under this plan. Aetna offers this plan as a Health Savings Account compatible coverage, which means that you can pay for medical expenses are excluded at the helm , advantage basis. With this plan you will receive a $ 3,000 deductible for individual and $ 6000 for families with an out-of-pocket haveMaximum of $ 5000 for singles and $ 10,000 for the family. You will not be covered for doctor visits and prescription medication, and you must pay 20% coinsurance for hospital stays after the deductible.